SECTOR
AGRICULTURE
FINANCING ALIGNED WITH THE NEEDS OF THE FIELD
The field produces value every day, but operates under financial rules not designed for its reality: long cycles, seasonal income, volatile prices and climate risk. Relying on traditional banking usually means decisions under pressure and limited growth.
Long cycles
Seasonal income
Volatile prices
Climate risks
All of this means relying on traditional banking limits growth and forces decisions under pressure.
FINANCIAL ENTITIES THAT
DRIVE THE AGRICULTURE SECTOR
For over 30 years we've structured financial entities designed to operate the reality of the field, enabling large-scale financing, portfolio control and sustainable models that today move billions in the agricultural sector.
Having your own SOFOM of your own lets agricultural producers finance their operation:
Finance the field and give it financial control.
Capturing more value within its production chain
Protecting your cash flow
On its own terms
With a SOFOM of their own, the producer stops “asking permission” from structures that don't understand their operation and builds a financial arm that protects cash flow, finances the full cycle and captures value within their chain.
On its own terms
Protecting your cash flow
Capturing more value within its production chain
Finance the field and give it financial control.
On its own terms
Protecting your cash flow
Capturing more value within its production chain
THE FINANCIAL REALITY
OF THE AGRICULTURE SECTOR
The money goes out today but comes in months later
In the field, most of the capital is invested at the start of the cycle: seeds, fertilizer, irrigation, diesel and labor. Income arrives until harvest, creating long periods without liquidity and constant pressure on cash flow.
Selling cheap for lack of liquidity
Many producers are forced to sell right when prices are low, not by strategy but out of need for immediate cash.
El riesgo climático es riesgo financiero
Un evento climático o sanitario puede afectar todo el ciclo. La banca responde cerrando el crédito; el productor absorbe el golpe.
El margen se queda en manos de terceros
Intermediarios, acopiadores y financiamientos externos absorben parte del valor que genera el productor, reduciendo su margen y sucapacidad de crecimiento.
BY HAVING
WITH YOUR OWN SOFOM YOU WILL HAVE
Financing aligned with the agricultural cycle
Finance planting, growth and harvest with capital designed for the real timing of the field, without forced payments before income comes in.
Financing aligned with the agricultural cycle
Finance planting, growth and harvest with capital designed for the real timing of the field, without forced payments before income comes in.
Full control over your credit rules
Decide who to lend to, when and under what criteria, evaluating productive reality rather than the rigid requirements of traditional banking.
Full control over your credit rules
Decide who to lend to, when and under what criteria, evaluating productive reality rather than the rigid requirements of traditional banking.
Liquidity without selling under pressure
Get cash flow by financing inventory and price hedges, letting you wait for better
Liquidity without selling under pressure
Get cash flow by financing inventory and price hedges, letting you wait for better market conditions without dumping your harvest.
Financial protection against agricultural risks
Integrate agricultural insurance and restructuring schemes that protect your operation against climate or health events.
Financial protection against agricultural risks
Integrate agricultural insurance and restructuring schemes that protect your operation against climate or health events.
Capture the margin across your entire production chain
Finance inputs, transport and strategic allies, keeping the financial value that third parties capture today.
FROM THE FIELD TO FINANCIAL CONTROL
PRODUCE, FINANCE AND
GROW WITH CONTROL
A SOFOM of your own lets the producer stop operating solely as a farmer and become a financial player, with decision-making power, control over timing and greater structural profitability.
The field produces more than food, produces solid financial structures when designed correctly.
A SOFOM of your own lets the producer stop operating solely as a farmer and become a financial player