SOFIPO YOUR NEW
FINANCIAL INSTITUTION
Build an entity with institutional vision: more reach, more products and a solid base to scale.
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A model designed for your target market
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Operational and regulatory structure ready to grow
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End-to-end support through development and launch
A SOFIPO gives you a competitive edge through its regulatory framework, legal backing and institutional trust.
WHAT IS A SOFIPO?
A SOFIPO (Sociedad Financiera Popular) is a financial entity regulated in Mexico, authorized to offer savings, credit and investment products, focused on individuals and communities seeking solid alternatives outside traditional banking.
A SOFIPO gives you a competitive edge through its regulatory framework, legal backing and institutional trust.
Savings accounts
Payment and transfer services (depending on the model and integrations)
Payment and transfer services
Personal and business loans
Term investments
ACQUISITION PHASES OF A SOFIPO
Model turnkey
ACQUISITION PHASES
OF A SOFIPO
Legal incorporation and
institutional management
Filing and structure
before authorities
System: testing, implementation and usage license
Operational launch and ongoing advisory*
*Estimated setup time with Grupo IBC: from 16 months (depending on the scope and complexity of the model).
A complete institution to take deposits, lend and consolidate value.
KEY CAPABILITIES OF A SOFIPO
Savings deposit-taking
Turn your business into a financial arm with
profitable products
Loan origination
Drive sales with credit for clients, suppliers or distributors
Term investment
Structure with potential
to integrate
investors and scale
Structure with potential
to bring in investors
and scale
Payments and transfers
Centralize your operation and optimize operating costs
Institutional growth
Turn your business into a financial arm with
profitable products
Deposit-Taking
and deposit product management
Credit
with a personal and productive portfolio
Term investment
and products to strengthen customer retention
Transfers
as an operating channel (according to integrations)
Institutional growth
with a structure built to scale
Full legal incorporation
Articles, filings and institutional management of the project
Functional operating model
Clear, applicable processes aligned with your market.
Support with initial capitalization
Guidance on the contribution structure and preparation for launch.
OUR MODEL
Structure, guidance and execution
The ideal option for business owners who want to create their own financial intermediation company.
Regulatory compliance before CNBV
Regulatory structure and preparation of manuals and processes.
Technology support
Systems for management, operations and traceability.
CREATE YOUR SOFIPO WITH
TECHNOLOGY THAT SCALES WITH YOU
These SOFIPOs are authorized to take public savings under regulation, and technology is now their main tool to operate savings and investment products at digital scale.
BUILD YOUR SOFIPO
WITH TECHNOLOGY THAT SCALES WITH YOU
These SOFIPOs are authorized to take public savings under regulation, and technology is now their main tool to operate savings and investment products at digital scale.
What Our Clients Say
“Thrive Helped Us Achieve Financial Peace”
Emily & Rachel Smith
“Efficient Budgeting and Savings with Thrive”
Sarah Nguyen
“Debt-Free and Thriving Thanks to Thrive”
Michael Rodriguez
